NovaHealth 1000

Zion Healthshare Amaze Accident with Short-Term Disability and Hospital

Component #1

Zion HealthShare

$1,250 Initial Unshareable Amount (IUA)

How Zion HealthShare Works

Member Guidelines Zion HealthShare

Table of Contents

HealthShare Beginnings Preventive Services
Our Mission Maternity Sharing Request
Principles of Membership Additional Giving Fund
Individual Membership Eligibility End-of-Life Assistance
Members and Membership Withdrawal
Initial Unshareable Amount Glossary of Terms
Submit a Sharing Request State Specific Notices
Pre-Membership Conditions Frequently Asked Questions
Expenses Eligible for Sharing Expenses Ineligible for Sharing

ZION HEALTHSHARE BUY UP OPTIONS

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Play Zion Videos

Component #2

AmazeHealth

We make extraordinary care ordinary.

Amaze is a subscription service brought to you by a team of full-time employees who are “all-in.” Our medical team can diagnose, treat, prescribe, and order tests and referrals; and our patient advocates help you navigate everything else.

Services We Provide

  • Virtual Urgent Care
  • Chronic Disease Management
  • Mental Health Services
  • Prescriptions
  • Virtual Dental Support
  • Weight Management
  • Smoking Cessation
  • Virtual Ortho Support
  • Billing Advocacy
  • Insurance Support
  • Health Education
  • Care for the Whole Family

No cost to access these services

What we provide for our members is best illustrated by these real patient reenactments.

Trip to the ER is about a woman being unnecessarily directed to the ER by her OB’s office.
A whole team shows how we tie together all the different aspects of medical care.
Referral to a cardiologist demonstrates how we never simply hand a patient off and send them “into the system.”
ER Vignette is another story of avoiding an unnecessary ER visit.
Learning to advocate for yourself.
Trip to the Pharmacy is about a gentleman requesting help in real time.

Amaze Continued

We Are:

…your trusted, independent medical partner.
…your advocate for care, insurance, and billing.
…your friendly resource for all things medical.

We’re just one touch away!
When you call, you’re connected directly to a provider.

Access to Medical Providers

Connect with our medical team and patient advocates at the touch of a button via audio call, video call, or in-app message. We support over 80 languages and provide 24/7 live support.

Tools and Resources

The Amaze app is packed with valuable resources. There is a wellness platform, a medical search engine with information you can trust, integration with your calendar, geofences, smart triggers – all of which combine to provide the most comprehensive solution available.

Component #3

Supplemental Insurance Coverages

Pays cash to you to help offset out-of-pocket costs

Hospitalization

The following coverage pays you cash when you are hospitalized:

How does Hospital Insurance work?

Hospital Insurance can supplement existing coverage and provide cash to help cover medical and living expenses. Below is an example of how benefits might be paid.*

Hospital InsuranceProvides fixed payments to help manage costs arising from a hospital stay.

55 year old female suffers heart attack and is admitted to hospital

Hospital Admission Benefit
($1,500/day × 1 day)$1,500

Daily Hospital Confinement Benefit
($200/day × 6 days)$1,200

TOTAL$2,700

Daily Benefits per Covered Person

First Day Hospital Confinement – up to 1 day per year $1,500
maximum days per year 1
Hospital Confinement (day 2 forward) – up to 10 days per year $200
maximum days per year 10
Rehabilitation Unit – up to 15 days per year $100
maximum days per year 15
Emergency Room Treatment – up to 1 day per year $200
maximum days per year 1
Wellness – up to 1 day per year $50
maximum days per year 1
Plan Features
Pre-Existing Condition Limitation (months) 12/12
Normal Pregnancy Coverage (Complications of Pregnancy are always covered) Included
Normal Pregnancy Waiting Period (does not apply to complications) 9 Months
Portability Not Included
Annual Benefit Maximum None
Benefit Waiting Period 0 Days
Reduction in Benefits at Older Ages None
Rate Guarantee Period (in Years) 2 Years

Accident & Disability Plan

Accident Insurance Pays Cash Benefits

Accident Insurance pays cash benefits to help cover the cost of treating accident-related injuries. This plan pays benefits directly to you and can be used to supplement any other coverage you may have. With Accident Insurance you get all these benefits and more.

  • Hospital, Surgery and Rehabilitation
  • Accidents and Injuries
  • Treatment and Follow-up Care
  • Accidental Short-Term Disability
  • Monthly Benefit Amount $1500
  • Benefit Duration 12 Months
  • Waiting Period 0 Days

Accident Claim Examples

Accident Lump Sum Cash Benefits
Estimate Cash Benefit
Broken Leg $2,450
Wrist Dislocation $1,100
Torn Ligaments $2,700
Broken finger/toe $350

Accident and Disability Plan and Accident Claim Examples

How Zion HealthShare and Supplemental Insurance
Work Together

Examples of Health Events

Broken Ankle with Out-Patient Surgery

Health Share IUA* $1,250 Cost
Supplemental Accident $3,650 Cash benefit (estimate)
Total Out-of-Pocket $2,400 in your pocket (estimate)

In Patient Surgery, 2 Day Stay

Health Share IUA* $1,250 Cost
Supplemental Hospital (admission plus
two days)		 $1,900 Cash benefit
Total Out-of-Pocket $650 in your pocket

Normal Child Birth 2 Day Hospital Stay

Health Share IUA* $2,500 Cost
Supplemental Hospital (admission plus
two days)		 $1,900 Cash benefit
Total Out-of-Pocket $600 (cost)

Broken Leg, No Surgery

Health Share IUA* $1,250 Cost
Supplemental Accident $2,400 (cash benefit)
Total Out-of-Pocket $1,150 in your pocket

Internal Cancer Diagnosis, 4 Yr. Treatment

Health Share IUA* $1,250 Cost
Supplemental Hospital $1,500 Cash benefit
Total Out-of-Pocket $250 in your pocket

*First $1,250 (IUA) per Need (Similar to deductible) Limit — 3 IUAs in a rolling
12 month period, Individual or Family